Instead of leaving all your money in bank accounts that pay little or no interest, you can invest in products, which give your money real potential to grow. You can also use your capital to invest in products, which can provide you with additional income.

We will carry out a detailed assessment of your investment needs and your risk profile and can recommend the most suitable course of action from the many options available.

Products you may have heard of include:

• Individual Savings Accounts (ISAs)

• Unit trusts & OEICS

• Investment bonds

• Investment trusts

What exactly do these products entail, are they tax efficient and are they appropriate for you?

We all have different attitudes to risk and a different tolerance of capacity for loss, which has an impact as to how you may wish to invest your money. You can choose to keep all your capital in a simple bank account, or you can choose to purchase shares of companies operating in risky areas. In between these two extremes, there are many, many options available for you to make the most of your capital.

Lyles’ IFA are well placed to guide you through the options available and are able to recommend a tailored investment solution that meets your objectives, attitude to risk and capacity for loss. We provide independent investment advice which we will discuss with you as described in our important information about our services document.

The value of investments can fall as well as rise and you may not get back the amount originally invested.